For investors

Real Estate Financial Calculator
and the investor tools around it.

When someone asks for a real estate financial calculator, I send them to the one on this site. The lists below are the other tools I use with investors.

Where the real estate financial calculator is

The real estate calculator estimates a mortgage payment, a price you can carry, rental cash flow, and what changes when you sell one house and buy the next. A duplex or a larger building can go on the multi-family cashflow analyzer. Both are estimates. They are not a loan approval, and they are not tax advice.

What a property investor can deduct, including mortgage interest, rental property tax, repairs versus improvements, depreciation over 27.5 years, and a 1031 exchange, is on the real estate tax deductions guide. Confirm it with a CPA. I am a broker, not your tax preparer.

Some of the tools below are referral links, including Kiavi and Buildoly, and I may earn a fee if you use them, at no cost to you.

Property management tools for investors

If you own rental properties and prefer to self-manage rather than pay a property management company, here are two resources worth checking out.

TurboTenant
TurboTenant is an all-in-one property management platform designed to help independent landlords advertise rentals, screen tenants, create leases, collect rent, track expenses, and handle maintenance requests.
Visit TurboTenant (opens in a new tab)
Innago
Innago is another property management platform designed for independent landlords. It offers online rent collection, tenant screening, digital lease signing, maintenance tracking, tenant communication, expense reporting, and other tools to help you manage your rentals. There is no monthly fee, setup fee, or contract for landlords.
Visit Innago (opens in a new tab)

If you're managing your own rental portfolio, take a look at both and see which platform works best for the way you operate.

Lead search and prospecting

Looking for your next deal? These are two powerful tools for finding and researching potential investment properties and motivated sellers.

PropertyRadar
PropertyRadar lets you search property and owner data, build targeted lists, and identify potential opportunities such as off-market properties, absentee owners, distressed situations, equity opportunities, and other targeted seller leads.
Visit PropertyRadar (opens in a new tab)
PropStream
PropStream is a comprehensive real estate data and lead-generation platform for investors. Research on- and off-market properties, identify motivated sellers, build targeted prospecting lists, run comps, research ownership and mortgage information, find cash buyers, and contact property owners.
Try PropStream FREE for 7 days (opens in a new tab)

If you're serious about finding off-market deals instead of waiting for them to hit the MLS, take a look at both platforms and see which one works best for your investing strategy.

Financing for investors

When a deal needs capital, I send investors to look at Kiavi. It is a lender built for real estate investors.

Kiavi
Kiavi is a lender for real estate investors. It offers fix-and-flip and bridge loans, new construction loans, and DSCR rental loans.
Visit Kiavi (opens in a new tab)

If you are lining up money for a flip, a new build, or a rental, take a look and see whether it fits the deal in front of you.

ADU planning

If a house you own, or a house you might buy, has room for a backyard unit, start with a report on that lot. Then read the rules before you count the rent.

Referral partner
Buildoly ADU Certified
Thinking about an ADU? Get a free ADU report on your home.
Get a free ADU report (opens in a new tab)

State law and the city still decide what the lot can hold. The longer explanation is the Orange County ADU guide.

Tax and depreciation

If you already own a rental or another investment property, depreciation is part of the tax picture. A cost segregation study can move more of that depreciation into the first year. Here is a free calculator I send owners to run before they sit down with their CPA.

R.E. Cost Seg
R.E. Cost Seg offers a free calculator that estimates how a cost segregation study moves depreciation forward. It is a planning sketch for rental and investment property owners. It is not a substitute for a CPA, and it is not the real estate financial calculator on this site.
Open the free calculator (opens in a new tab)

Use it to sketch the first-year savings, then take the numbers to your CPA. It is a planning tool, not tax advice.

Frequently asked questions

Where is the real estate financial calculator?

The real estate financial calculator I use is on this site, on the real estate calculator page. It covers payments, buying power, rental cash flow, and a sale paired with a purchase. A larger building can also go on the multi-family cashflow analyzer. Both are estimates, not a loan approval.

What is a real estate calculator used for?

I use a real estate calculator to see whether a payment or a rent roll works before anyone talks about a tax write-off. It does not tell you what you can deduct, and it does not replace a lender. Bring the printout to the lender, and bring the tax questions to a CPA.

Is the cost segregation calculator tax advice?

No. The free cost-segregation calculator estimates the timing of depreciation. It is a sketch to take to your CPA, not a number to put on a return. Mortgage interest, rental property tax, repairs, and 27.5-year depreciation are explained on the tax deductions guide.

The rest of how I work with investors is on the investors page.